QBO is missing many functions that are present in desktop - guess the programmers did not have time, or ...
a non partisan comparison of QBO vs QB desktop http://onsale-apparel.com/Rustler/qbo-or-qbdt (cost comparisons are at the end of the article)
I appreciate sharing your thoughts about Loan Manager feature in QuickBooks Online, TXRoyce.
I'll make sure to share your feedback to our engineers for future feature updates.
The Community team is always around to help you. Have a great day!