Hello rhayes3785!
Thank you for joining us in the QuickBooks Community! I appreciate you providing all this information, including the screenshot. However, I am not able to see that screenshot. If you can, please upload it again.
I understand why you may have needed to upgrade to receive the service, and the reason is that Bill pay integrates with QuickBooks Online Essentials, Plus, and Advanced. There is no monthly subscription fee for the service; however, there is a transaction fee for each payment processed, which is mentioned in our link.
If you still need some clarification. please let me know. I will be happy to assist and look forward to your response. Take care!
