I'd be happy to help share some information about activating direct deposit in QuickBooks Desktop.
It will take 1-3 business days to set up your checking account for direct deposit. Once done, you can use this account to pay your employees and payroll taxes in QuickBooks..
Here's how to activate Direct Deposit in QuickBooks Desktop:
At the top menu bar, click Employees.
Select My Payroll Services.
Choose Activate Direct Deposit
In the Verify Your Company Information section, click the Edit option and update all the required fields.
Click the View Agreement link.
Select the I have read and agree to the terms of service agreement checkbox.
In the Check Security Limits section, answer the questions provided.
After signing up a Direct Deposit, Intuit makes two small withdrawals of less than $1.00 each from the bank account you set up. You'll need to check your bank account for the amount and confirm it in QuickBooks.
For additional reference, you can check these articles: