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I’m here to ensure this payment will be recorded in QuickBooks Online, @userdh.
You can enter this payment using expense in the system. This is the usual method used to record a transaction that has been paid.
You can refer to this article for more information when creating an expense transaction in QuickBooks.
Then you match this event to the downloaded bank transactions so the reconciliation process will be accurate.
Let me know if you need anything else besides recording a payment. I’m here determined to help and answer them for you.