Hello there, @shelly-nortonsbr.
You can process your direct deposit before 5:00 PM PT 2 business days before the check date. Keep in mind federal banking holidays aren't considered business days.
You can visit this article for guidance when processing direct deposit payroll: How will Federal banking holidays affect my direct deposit processing?.
For future reference, I'm adding some articles that you may find helpful:
You can get back to us if you have other concerns. I’ll be here to help. Have a great day!