Hey, @ken-evola.
It's great to see a new face here in the Community. I'm unable to advise you on which route to take, but you can check out this article about the PPP loan that can help you out. I want to ensure that you're able to get back to running your business.
You can learn more about pay reductions when using the PPP Loan Forgiveness Estimator by looking through this guide provided.
If you have any other questions, feel free to ask. I'm always here to lend a helping hand. Take care!