Why company pd health Ins. posts to a liability account when payroll iks run??

If 100% company paid tge only reason to ever include in payroll is so that the premium paid shows up as a note on the W2. It is only taxable to emoyee if it is a platinum Cadillac plan. And you could instead just add those numbers when creating the W2s.

Let me ask you this, does the liability it posts to equal to one pay period's obligation and summing up equal to the bill ypu do pay? If so, can you instead of entering a bill for insurance, pay tge bill amount against the accumulated liability.

Or remove it from payroll altogether 

Yes. The monthly premiums equal the amounts that posts to the liability account. Yes that is why I wondering if I should post the insurance bill payment to the liability account. Checking account >DEBIT......Insurance Liability account>CREDIT. Then when the checks post the insurance transaction would post to offset that entry.

What I can't figure out is why it posts this way. And WHY OH WHY isn't there some kind of instruction or note or KB article reviewing this process and giving instructions on how to address it. And why a payroll program that charges as much as they do would require employers to then make manual entries to fix this.

Again what am I missing?

If you deducted a 10 or 20 percent copay from the employees it might make more sense to you. And like I said, the only reason to include untamed fringe benefit in the payroll at all is due to a federal mandate that the value of the insurance be included in the W2

Before posting your bill for insurance to the liability look at the other half of the transaction to determine if it posts as expense. If it does, enter a Bill against the liability. 

But before you do, see if it is included in payroll liabilities to pay or of ypu can more simply go into a section to set up the liability payment like sales tax

I hear what you're saying. Not taking co-pay. 2 family members only. yes... showing insurance puts it on the W2 for 1 employee. The other is s-corp owner. We won't go there right now. But it changes his taxable amount as required. so yep it has to be there.

When the insurance was originally taken out. The bill was paid like any other bill and posted to expense. So like I said above, I guess the way to fix what Quickbooks Online payroll is unable to do correctly on its own, nor gives a way to manually change in the system is to post a Bill Payment to the checking account and to a Liability Account. Go figure.