We don't need to reprocess the payroll, dr-taketa.
Yes, QuickBooks doesn't interrupt the direct deposit credits to the employee's accounts. The failed debit to your bank account didn't stop the direct deposits from being made. As a result, there's now a balance due on your account since we've covered the funds for you.
For more details about direct deposit questions, you can check out this article: All Online Payroll - NSF Holds.
Let me know if you need more help. Take care!