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Process a credit card payment in QuickBooks Desktop for Mac

by Intuit • Image Alt Text 2 •
Image Alt Text Updated 8/5/2026 05:05

Learn how to process a credit card payment in QuickBooks Desktop for Mac.

After you linked your company file to your QuickBooks Payments account, you can process a credit card payment in QuickBooks Dekstop for Mac.

If your account isn't linked yet to QuickBooks, connect your Payments Account to QuickBooks Desktop for Mac.

Note:

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Here's what you should know before processing a credit card payment in QuickBooks.

Ship within 24 hours

Per Visa and MasterCard association rules, don't charge the cardholder until you shipped the product.

Card-swiped transactions

For a card-swiped transaction, you'll swipe the credit card through a terminal or other device that reads the card's magnetic stripe.

If you can’t swipe the card (ex. a damaged card magnetic stripe), imprint the card and complete a sales slip. This proves that the card is present if a customer disputes a charge.

Key-entered transactions

For key-card transactions, your customer doesn't need their card to authorize the transaction. You can do this over the internet, by email, over the phone, or by similar means. This is what you need:

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It's your responsibility to check for suspicious activities. The Merchant service also verifies the customer address you entered with the credit card bank records.

Process credit card payments

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A pop-up window indicates whether the transaction is approved or declined.

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