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It's my pleasure to provide you details about QuickBooks Online, normscarvideo.
No need for you to start everything, you can upgrade your plan to $20 in your settings.
Let me guide you on where you can do it. Go to the Gear icon and select Account and Settings under Your Company. Then, click the Billing & Subscription menu.
From there, click the Upgrade your plan link in the QuickBooks form. Choose the $20 package. I've added a sample screenshot for additional reference:
To know more about the comparison of each plan, you can visit this link: https://quickbooks.intuit.com/global/online-compare/
For additional information about the plan's features, you can check out here. Click the box (check sign) that you want to know more about the features. It will display further information about it.
Let me know anytime if you have other questions. I'll be here to help yo figure them out. Otherwise, you can enjoy the rest of your day. Take care!
If you are using QB Online, you may upgade the plan. But if ou are using QB SE, unfortunately there no migration path. You have to export the report and data and import them into your QBO.