The ability to draft funds directly from your bank is not available as of the moment. What you can do is to accept drafts by recording it in the Receive Payments screen. Then, use DRAFT as the Payment Method instead of Cash/Check.
If you’re to issue a bank draft, let’s just use the normal check function and enter ‘draft’ as the check number.
However, should you wish to upgrade your subscription, here’s how:
Go to the Gear icon.
Select Account and Settings.
Click Billing & Subscription on the left.
Select Upgrade from the QuickBooks section.
Follow the on-screen prompts and select Upgrade for the product you want.