Thanks for posting your multicurrency concern on the QuickBooks Community page, @NETTIEHAWK.
Let me share insights on how QuickBooks Online (QBO) accepts payments in Multicurrency mode.
This feature lets you record transactions in the foreign currencies of customers, vendors, or bank accounts that don't use your home currency. Once it's on, you can add transactions in another currency and QuickBooks handles all currency conversions.
If you're using QuickBooks payments, the program will only allow you to accept payments in USD.
In case you have any other questions about this feature, please check out our Multi-currency FAQ article.
You can always share your concerns with us, especially when handling your transactions that use multicurrency. We'll be here to provide further assistance and clarifications. Have a nice day.