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Level 1

Credit card processing fees

Is there an option to pay a monthly fee to Quickbooks in exchange for a lower credit card processing fee per transaction?

QuickBooks Team

Credit card processing fees

Hi there, @alext182.

If you want to get the best rates for processing credit card transactions with QuickBooks Payments. You can request a rate review to see if you qualify based on the following requirements:


  • Your account is on a paid monthly fee plan.
  • Your account doesn’t have any current funds on hold.
  • You processed an average worth of $7,500.00 in credit card transactions with us in the last three months.
  • You processed credit cards with us for at least the last three consecutive months.


If you qualify, contact our team so we can start a rate review of your accounts. 

For more details, you can check out this article: How to request a rate review for QuickBooks Payments discount fees.

That's it! Please let me know if there's anything else I can do to be of assistance. Wishing you and your business continued success in all that you do.

Teddy Elsen
Level 1

Credit card processing fees

Hey alext182,


If you aren't happy with your processing fees I suggest looking at a dedicated payment processor that syncs with Quickbooks. Bill & Pay is not a processor, but it allows you to bring your own merchant account to accept payments toward QB invoices.


Bill & Pay info here 


I'll keep an eye on this thread, if you have specific questions please reply here or reach me directly by PM.

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