Credit Card processing with 4% Convenience Fee

Has QB online made it so we can automatically charge the credit card fee when a customer opts to pay online with a card?

We're glad you're here, HiddenGem.

I appreciate you joining us in this thread. I'm here to address your concern with adding a convenience fee in QuickBooks Online (QBO).

Giving you the best experience in processing customer's payments is what we aim for. However, adding a convenience or credit card fee automatically on the transaction in QBO hasn't been made available. I recommend following the workaround steps above provided by my colleague, Jen_D.

Just in case, you might want to check this article that will help you get a better idea about credit card fees.

Please know that we are constantly improving our product's feature to meet your needs. Everything we have developed within the program derives from listening to our customers.

You can always check back for any product updates and feature enhancements through this link: https://quickbooks.intuit.com/blog/.

I'll also update you in this thread if I hear any changes about the option that you're looking for. 

That should do it. I'm always around if you have any other concerns. Have a great day.

Is there a way to automate credit card convenience fees in Desktop so we can allow customers to pay online instead of a manual modification of each invoice?  If it's possible in QBO, it should be in Desktop.

Nice to have you joined this thread, Nelson.

I can see how having the option to automatically add credit card fees to your customer's invoice is beneficial in running your business. 

The option to do is currently not available in QuickBooks Desktop (QBDT). As a way around, you'll want to create a service item for the fee and include it in your customer invoice. I'll show you how.

1. Go to the Lists menu, and select Item List.
2. On the Item List window, select Item drop-down menu then New.
3. Select Service as item type
4. Choose an account from the Account field (refer to your accountant).
5. Add the name of the item (CC fee).
6. Complete the item fields and click Save.

After that, add the service item as another line item in your customer invoice.

Additionally, you can also use a third-party app that allows you automatically apply the credit card fees to your invoice. Simply go to the App Center or visit our Apps for QuickBooks Desktop page for reference. 

Furthermore, I also recommend sending your feedback to our development team. This way, they can review your suggestion and might consider adding it in the future updates. Here's how.

1. Go to the Help menu.
2. Select Send Feedback Online.
3. Then click Product Suggestion.
4.  Enter your suggestions and details then click Send Feedback. 

You may also find the following articles useful in efficiently managing your customers' payments and accounts:

• Record and make bank deposits in QuickBooks Desktop
• Reconcile an account in QuickBooks Desktop

If you have any further questions about recording CC fees in QBDT, please let me know in your reply. I'll be here to support you. Have a good one and always take care!

@nelson777 

QB Payments doesn't offer such feature yet. Consider to have a 3rd party merchant service to integrate with your QBD.