There is an additional service called instant deposits, wayne. However, this offering is only available in QuickBooks Online and QuickBooks Desktop. Let me elaborate on this matter further.
Instant Deposit is an additional service offered through QuickBooks Payments, available only to users of QuickBooks Online (QBO) and QuickBooks Desktop (QBDT), and it is subject to specific eligibility criteria.
For now, QuickBooks Self-Employed users will receive client or customer payments within 2 to 5 business days, as Instant Deposit isn't available for this QuickBooks subscription.
Additionally, I'll share a few articles you can explore to learn about payment processing fees and how to address situations where deposits are held:
I'm looking forward to assisting you again. Drop by the QuickBooks Community space if you have additional questions about payment processing.