Hello there Zanacakes,
The deposit cut-off time is 3 pm Pacific Standard Time (PST). Once you process beyond the cut-off time it will go into the next day's deposit.
Credit charges take up to 1-2 business days, while Bank Transfer (ACH) takes up to 2-7 business days. These may vary depending on the following factors:
- Time of the day you enter the transactions
- Holidays
- Type of Bank
- How long it takes for your bank to verify and process the deposit.
You can check the How QuickBooks deposits your money article for more details.
Please let me know if there's anything you need with Quickbooks. I'm always around to get you back on track.