Good day, TeresaT.
With QuickBooks Payments, you can accept credit cards, debit cards, and ACH bank transfer. There is no termination fees, setup fees, or monthly minimum.
The rates per transaction will depend on the payment method. You can accept payments through ACH bank transfer, Swiped, Invoiced, or Keyed.
You also have the option to check the status of deposits and specific customer payments.
You can explore the QuickBooks Payments through these links:
Feel free to get back to me if you have other concerns with QuickBooks Payments. I'll be around to help out!