I’ll provide you the some info about the pricing, countrylakesshop.
There’s a 1% charge every time you process bank transfers (ACH). The pricing is caused by the various services and tools that ensure the payment system is running well. If there are any changes to the pricing, we ensure to notify our customers. You can verify this one by going to this link: QuickBooks Payments.
Also, the article contains several answers in the Frequently asked questions section. You may scroll down to that article and read them learn more.
The Community is always here if you need clarification with QuickBooks.