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Join nowHi there, @drcynpizzulli00.
Allow me to share some details about the ACH charges using the QuickBooks Online Payments.
When using QuickBooks Payments there are several terms of payment plans. As per checking with the Merchant's ACH processing fee, the standard rate is 1%.
We need to verify the merchant account's subscription, which requires other private details. To secure your account, I recommend getting in touch with the Merchant Services Team. They can help check if there's a way to downgrade the plan or lower the fees.
To know more about the Merchant's charges, I've also added this article about the ACH charges for your reference: What are the fees for QuickBooks Payments?
Please don't hesitate to tag my name in the comment section if you have questions or other concerns. I'll be here to help you out. Take care and enjoy the rest of your day.
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