What is the most cost effective way to accept ACH payments using Quickbooks Online? I just realized I'm paying 1% per transaction that seems very high.
Hi there, @drcynpizzulli00.
Allow me to share some details about the ACH charges using the QuickBooks Online Payments.
When using QuickBooks Payments there are several terms of payment plans. As per checking with the Merchant's ACH processing fee, the standard rate is 1%.
We need to verify the merchant account's subscription, which requires other private details. To secure your account, I recommend getting in touch with the Merchant Services Team. They can help check if there's a way to downgrade the plan or lower the fees.