Thanks for reaching out to the Community forum, blbbg1gns.
To ensure we're on the same page, I'd like to verify if the gross payments you're referring to is part of your self-employed business or job?
QuickBooks Self-Employed (QBSE) is a product which helps self-employed individuals in tracking business-related transactions (income and spending) and calculate the estimated taxes. You will be able to claim your home office and mileage deductions as well.
To know more on how different account appear on various reports, you can check this helpful article: QuickBooks Self-Employed Schedule C Categories breakdown.
You may also wish to consult your accountant on what specific accounts to use when recording the transaction to ensure the accuracy of your books.
As always, you can get back to me if you have any other QuickBooks related concerns. I'd be more than happy to help. Have a great day!