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You're correct, mhawley2069.
The Bank Transfer option is the same as ACH (Automated Clearing House). From there, the funds will be debited from their bank account and will be credited to your bank.
They can choose it and enter their bank details, then click on Pay button.
You'll want to check this article to find out when QuickBooks Payments deposits customer payments.
Please post again if you need more help with this. Have a great day!
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