Hello, calvarytruckee. I'd be glad to share some information about setting up a QB account for non-profit using classes in QuickBooks Online (QBO).
Fund Accounting is an accounting method used by non-profits in which funds are allocated to expenses before the money is spent. When using Fund Accounting in QuickBooks Online, you can use Class tracking and banking sub-accounts to track individual funds. To learn more details about this, please check out Fund Accounting for non-profits.
I'm also adding these links related to class tracking in QBO for an additional guide:
Please let me know if you have additional questions about the class tracking feature in QBO. I'm always here to help.