Erroneous OBE (Opening Balance Equity) and Credit Card Liability Accounts

When I reviewed my 2025 end of the year balance sheet, I discovered I now have an Opening Balance Equity (OBE) account and a corresponding Credit Card liability account (named after my business name). My research shows these accounts do NOT exist when I create an April 2025 balance sheet but DO appear in my May 2025 balance sheet.  The amount in each account is $11,012.83 and is dated May 25 in QBO.  First, I wondered why those two accounts were there, and second, where did the $11K value come from.  Our actual business credit card account has never even come close to that amount.  I did a lot of searching for that value and finally got lucky on a hunch and found the exact amount listed on my Chase bank statement as one of ten “Daily Ending Balances”.  The exact balance value is recorded on the bank statement as occurring on May 19th.  In my research of this issue, I learned QBO will create the two accounts when a new account is created, and a starting balance is entered (such as a new credit card).  There is no legitimate reason for me to have these accounts.  My gut tells me QBO initiated a download of my checking account, for some reason latched on to the $11K “Daily Ending Balance” and assumed it was a new account with a balance and created the two new accounts.  Of course, since this occurred in 2025 everything has been reconciled.  I do not want those two accounts on my balance sheet and want them to go away.  How do I make that happen?  Delete them? Journal entries?  Please help.