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Thank you for posting here in the Community, benjamin.
Let me help clear things out for you. I'll assure to help you repay your Capital loan in QuickBooks.
You can repay your loan on either a weekly or monthly basis, based on the terms of your loan agreement.
Intuit will automatically debit your loan repayment directly from the business bank account you provided during the loan application because this is the easiest and most convenient way to manage repayments for all customers.
Furthermore, credit card payment isn't accepted only ACH, Wire, or Check. Yet, we recommend ACH payments since wire fees typically have transaction fees.
As you mentioned, you want to pay in full. I recommend contacting merchant support to better understand the details about full capital loan repayments.
I'll also provide an article to help you learn how to set up a loan in QuickBooks Online.
If you have further questions about QuickBooks Capital loan repayment, you can always back to us. We'll be willing to extend our hand. Have a great day!
As pointed out by the original poster, this seems intentionally difficult to repay a QuickBooks Capital Advance, outside of it defaulting to a monthly payment plus the interest charged each month. What the OP and myself would like to know is how to directly access the Capital Advance account in the company name so that the full loan amount can be repaid.
Thanks for joining in this conversation, @MEG_LLC.
You can access the Capital Advance account by going to the Banking services, then selecting Capital.
Then, you can click on the Make a one-time payment button to pay your loan. See this screenshot below for your visual reference:
You can also visit this article to know where you can find your QuickBooks Capital loan documents.
Feel free to visit again if you need more assistance. We're always around here to guide.
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