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Usually, the funds reach your deposit bank account within 2-3 business days of the transaction. However, it varies depending on the time of day you enter transactions, which financial institution you choose for transactions to be deposited in, and how long it takes your bank to verify or process electronic deposits.
The approximate wait time for credit card payments to be transferred to your bank would take 5-7 banking days. While ACH deposits may take 7-10 business days. To learn more about this one, see the Find when QuickBooks Payments deposits your money article for your guidelines.
On the other hand, we held your deposit if we suspect something unexpected in it while processing the payments. We occasionally review unexpected transactions to help protect you and your customers from any fraudulent activities. This is why we won’t deposit the money from the specified transactions until we complete our review. After we get all the information from you, we generally complete the review within 2 business days.
To learn more about sending invoices to your customers, see the Create invoices in QuickBooks Self-Employed (QBSE) article. Just in case the payment is still not deposited within the given length of time, I'd suggest contacting the QuickBooks Payments Support Phone Team. They'll pull up your account in a secure environment and help you with this one. To ensure we address your concern, our representatives are available from 6:00 AM to 6:00 PM on weekdays and 6:00 AM - 3:00 PM on Saturdays, PST. See our support hours and types for more details about this one.
Visit our QuickBooks Self-Employed Article page for more insights about running your business on your account.
I'm just one post away if you need a hand with running your financial reports or any QBSE related. I'll be here to ensure your success. You have a good one.
