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Thank you for posting here in the Community, @bagboy998.
You can make changes to the credit card information directly from your QuickBooks Online account. Please visit the Account and Settings section, then go to the Billing & Subscription tab.
For the detailed instructions, follow these steps:
Additionally, I recommend the following resource, which has video tutorials to help a user learn more about the updating process: Update your billing and subscription info in QuickBooks Online.
Please know that I'm just a post away if you have any other questions or concerns. Have a great day ahead.