Thanks for reaching out to the Community, @sallydoyle2.
For clarification, what do you mean by Real Time? If you leave me a Reply below with more details on the subject, then I can better assist you.
Let me provide you more information on Journal Entries in QuickBooks Online. When you create this type of transaction, then it would affect the accounts at the time the Journal Entry was set. This is the act of keeping or making records of any transactions, like to enter debits and credits manually and transfer money between accounts. For more information on Journal Entries in QuickBooks Online, here's an article that our customers found useful.
I'll keep an eye out for your response. Talk soon!
