Hello, dgisprinklerserv.
Thank you for sharing your concern here in the Community.
Let me share some insight into QuickBooks payments and deposits to your bank account.
Intuit submits your credit card payments daily at 3:00 P.M (PST) or 6:00 PM (EST).
Credit card payment transfers to your bank account will take 5-7 banking days.
While ACH deposit may take 7-10 business days.
The funds usually reach the deposit bank account within 2-3 business days.
If you haven't received the funds in the allotted time, you may contact Quickbooks Payment support, for them to check the status of the deposit.
You can also check this article for additional information about QuickBooks Payments.
Please do get back on this thread if you need further assistance. I'm always here to help.