What is the double entry for bringing a owners capital balance in QBs, credit the capital account and debit which account?

Equity is a math function, total assets less total liabilities

Enter all starting balances, QB puts opening balances in the opening balance equity account, when you are done entering opening balances for everything use a journal entry

debit OBE for the total in the account, credit owner equity

that sets the owner equity based on the accounting as it should be

Why couldn't you just change the Opening Balance Equity name to Owner's Equity? You are just moving the balance from one equity acct to another - just in a lump sum. I don't see how this fixes the problem of their being balances that never go away, especially when the account is a loan that gets paid off. Can you please explain how to do this? Thanks!