When allowing payment by credit card, who pays the fee? can i pass the fee to the customer?

Hello there, @diamondhtractors.

Since you're the owner of the QBSE and Payments accounts, you will be accounted for the fee. However, as a workaround, you can create a line item for the charge, then manually calculate the fees.

Here's how:

1. Go to your Invoices tab from the left menu. 
2. Click on Create invoice button on the page that appears.
3. Provide all the necessary information. 
4. Click on the Add work link below the description to add line items.
5. On the second line create a Product or Services for the charge.
6. Click Send invoice or Save as draft once you're done. 

You can check out this article on how to create an invoice in QBSE: Create an invoice in QuickBooks Self-Employed. 

Also, to be updated on the latest enhancement for QBSE invoicing, see this article: What's new with QuickBooks Self-Employed Invoicing?

Tag me in if there's anything else you need help with. I'm always here to back you up. Have a great day!

@diamondhtractors 

As another workaround, ask your customer to utilize MP paying your invoice by credit cards.  You will get paid with a physical check or with electronic bank transfers.

https:// melio.grsm.io/quickbooks