Hi there, userbhurley.
Thank you for visiting the QuickBooks Community. Let me discuss how the Online Bill pay service works in QuickBooks. Then, ensure you can manage your pay bill check smoothly without any changes to it.
Using Online Bill Pay makes it easier to make payments right from within QuickBooks Online. You can Pay bills via bank transfer or check directly from QBO, Pay 1099 Vendors/Contractors via bank transfer (ACH). Also, everything is all in one place.
However, although there is no monthly subscription fee for this service, you'll be charged a transaction fee for each payment you process. The said fee is usually used for kits or tools to make sure that your entries securely download between QBO and Bill pay.
On the other hand, entering the transactions at your bank is also a good way to track bill payments. Also, you have the option to manually record the payment within QBDT without using other services toward bills. You can open this article to view extra details and how to perform the process: Enter and manage bills and bill payments in QuickBooks Online.
Lastly, you may refer to this article to view steps on how you can run a specific report that will reflect all payments made to vendors: Run a report with vendor totals.
If you have any follow-up questions about recording bill payments, please let me know by adding a comment below. I'm more than happy to help, userbhurley. Have a good one!
