Good day, Doctor Sheahan. Can I humbly ask what is your current QBO plan? Because plan choice can vary why we cannot select a bank to set up a Direct deposit for 1099 contractor. Let me explain this why.
If you're using QuickBooks Online Simple Start, it is only designed for basic accounting needs and doesn't include direct deposit features for 1099 contractors because it's meant for simpler operations that don't usually need complex payroll functions. Additionally, for functionalities like Contractor payments, Direct deposit, and Payroll management, QuickBooks Online offers more comprehensive plans such as Essentials, Plus, and Advanced.
Furthermore, there are situations that we cannot go through on what we're doing cause of some error, or some part of the features suddenly disappear. With that, you can do basic troubleshooting to identify and resolve common issues while using the software.
You can refer to this article after you are done with the troubleshooting: Set up and manage direct deposit for your contractors.
After setting up, you can now pay a contractor with direct deposit.
Lastly, for more guidance about managing or to gain more knowledge about Direct deposit for 1099 Contractors, you can always have our QuickBooks Live Expert Assisted for they have a lot of knowledge to share.
If there are any further questions or need guidance for direct deposit options in QBO, please let us know, and we will respond to your concern promptly.
