Hello there, Unitedpro. I understand your concerns regarding payroll tax management in QuickBooks Online (QBO) Payroll, and I'm here to help clarify these for you.

Automated payroll tax withdrawals in QBO Payroll are designed to accurately calculate your income taxes and temporarily hold these funds in a dedicated account. This ensures that the taxes are scheduled and paid only when they are due, allowing for more controlled financial planning. Rest assured, these transactions will be meticulously recorded and accounted for when you file your taxes.

Regarding the tax credit, you are always welcome to submit a refund request if you encounter any discrepancies in the tax calculations.

Also, if you prefer not to use this automated feature, you have the option to opt out. For detailed steps, kindly refer to the following article: Set up QuickBooks Online Payroll to pay and file your payroll taxes and forms.

Moreover, I highly recommend contacting our payroll support team for a more in-depth explanation of this concern.

Additionally, you can run payroll reports to get a more detailed overview of your employees’ data and payroll activities.

Please don't hesitate to reach out with any more questions or concerns you might have regarding your payroll process in QBO, Unitedpro. We're here to assist you and ensure you have all the necessary information.