Find out how you can protect your business with QuickBooks Insurance.
With QuickBooks Insurance, you can meet all your business insurance needs in one place. We work with A-rated insurance carriers to help you get the right coverage at the right price. Here's an overview of Quickbooks Insurance and how to get it.
What is QuickBooks Insurance?
QuickBooks Insurance is business insurance provided by Intuit. We provide expert reviews of your current insurance coverages, recommend proper coverages for your industry, and guide you through each step of the process. We partner with different insurance brokers and carriers to give you the best experience possible.
What types of business insurance do you offer?
QuickBooks and our partners offer various types of insurance, including:
- General liability
- Business owner’s policy
- Workers’ compensation
- Commercial property and auto
- Cyber liability
- Professional liability (also known as Errors & Omissions)
- Employment Practices Liability
These are offered through our partnered brokerages or carriers based on your industry type.
Who are QuickBooks Insurance’s partners?
AP Intego - A brokerage that is also partnered with QuickBooks Payroll for Workers Comp
Next Insurance - A carrier that specializes in covering contractors and cleaners
Coterie Insurance - A carrier that specializes in covering contractors
Who can get QuickBooks Insurance?
Any small business or self-employed individual can get coverage through QuickBooks Insurance. You don’t need to be a QuickBooks user to get coverage from us.
How do I get QuickBooks Insurance?
Sign in to QuickBooks Online and go to the Insurance menu. You can also follow this link to jump to the menu. From here, you can:
- Call us directly at 800-515-8366
- Select Schedule an appointment to book a call time
- Chat with one of our live expert licensed agents
- Email our team at firstname.lastname@example.org
Can I get a quote before I make a decision?
Absolutely. If you want a quick recommendation, use the insurance recommendation tool. If you're still not sure what's best for your business, or you need a better idea of the cost, get a quote:
- In QuickBooks Online, go to the Insurance menu.
- For any type of insurance, select Get a Quote.
- Fill out the form and select Continue.
We'll give you more info on our recommended partner based on your industry. You can continue to our partner's site to get an official insurance quote.
Does QuickBooks Insurance offer coverage for claims related to COVID-19?
Most questions and claims during the pandemic relate to coverage offered by Business Owner’s Policies insurance. Specifically, most are curious about Business Interruption coverage. When damages to the business property interfere with business operations and income, that’s when Business Interruption coverage kicks in.
However, infectious diseases and epidemics don't affect or cause damages to business property. As a result, most policies won't offer this coverage.
Some states are adding clauses to help businesses. We recommend reaching out to your current insurance company or asking our QuickBooks Insurance experts.
Other common questions
What is business liability insurance? How does it protect my business?
Business liability insurance helps protect a company and/or business owner in the event of a formal lawsuit or any third-party claim. Examples of coverage include: costs from property damage claims against your business; medical expenses if someone gets injured at your company; and other costs that may come from a claim.
Having liability insurance can also help you secure new business with clients, rent space for your business, and avoid bankruptcy.
Is business insurance required by law?
No, most types of business insurance are optional, and some are only recommended for certain types of businesses. However, while not required by law, a property and casualty insurance policy is highly recommended for all business owners, and required by some landlords and rental agencies.
Is business insurance tax deductible?
Like other expenses, business insurance is tax deductible. If you're operating a for-profit business, you can deduct business insurance from your taxes if it’s both ordinary and necessary.
What if I don't know my industry type?
One of our insurance agents can help you choose the industry type that best matches your business. Please contact us at 800-515-8366 if you need help.
What if I’m not ready to purchase today? Will my info be saved for a later date?
If you’ve selected a plan and have received a quote number, take note of it. If you decide to move forward within 60 days of receiving your quote number, we can enter it into our system and pull up your plan selection to continue your purchase.
Can I customize the plans?
Currently we don’t offer the ability to customize individual plans.
Can I increase my Business Personal Property (BPP) coverage under each plan?
We can’t increase the BPP limit when you first purchase the policy. However, after the purchase we can work with our partners to increase your coverage for an additional charge.
Are there bundle discounts?
Currently, we do not offer any bundle discounts for QuickBooks Insurance.
Can I pay over the phone?
Our licensed insurance agents are not able to accept payments by phone.
Can I sign my documents on paper?
At this time we don’t offer the option to physically sign your insurance policy documents. We use e-sign because it's the standard method for online insurance brokers.
How will I get my proof of insurance documents?
One of our licensed insurance agents will send you an email with all of your policy documents.
Can I also get my insurance documents mailed to me?
In addition to email, we can print and send your insurance documents by mail if you request it. Be sure to make this request while on the phone with the insurance agent.
How does QuickBooks Insurance show up on my bank statement?
You’ll see one of two options on your bank statement: QB Insurance or QBINS. Depending on the vendor details your bank provides, you may also see our service phone number in the vendor info.
Is there a place online where I can access all my QuickBooks Insurance info?
Not at the moment, but we’re building a customer portal where you can view your policy documents, coverage details, renewal dates, and more.
In the meantime, if you have questions or concerns about your policy, or you need to get policy documents, please reach out to our insurance agents for help. Contact us at 800-515-8366 or email@example.com.
I sold my business and/or need to change ownership of the policy. What do I need to do?
We understand circumstances can change for your business. If you sell your business, change ownership, get other coverage, or go out of business, then you’ll need to cancel your insurance policy.
The fastest and easiest way to cancel your policy is to get in touch with us on the phone at 800-515-8366. If there’s a new business owner, they’ll need to get a new policy.
Does QuickBooks Insurance link to my QuickBooks account?
At this time, our top priority is to build the best experience for customers to get commercial insurance for their businesses. In the future, we’ll work with our engineers to let customers find all of their insurance info in their QuickBooks accounts.
Does QuickBooks Insurance fulfill the requirements for the Economic Injury Disaster Loans (EIDL)?
Each Economic Injury Disaster Loan (EIDL) has different requirements.
- Verify your eligibility requirements and see if any insurance is needed.
- If you already have insurance, check if you have the appropriate coverages. If you have questions about your current coverage or what you might need please feel free to reach out to your QuickBooks Insurance experts at 1-800-515-8366
- If you don’t have business insurance and need a General Liability or a Business Owners Policy, please feel free to reach out to your QuickBooks Insurance experts at 1-800-515-8366 or get an online quote.
- We have a partner that can provide you with Hazard insurance to help with the insurance requirements.
Is there any requirement for small businesses to get ANY type of insurance if they are applying for EIDL loans due to COVID?
Borrowers applying for EIDL loans due to COVID-19 must comply with the general insurance requirements applicable to all EIDL loans.
Is there any general requirement for insurance needed to apply for EIDL loans in general?
Yes. Insurance is required for all damaged property for which the borrower is receiving SBA funds and all insurable collateral. Borrowers must pledge collateral, if available, for EIDL loans in excess of $25,000.
What types of insurance may be required in order to apply for an EIDL loan?
Generally, borrowers must furnish hazard insurance (and may in some instances be required to also furnish specific peril insurance), equal to at least eighty percent (80%) of the insurable value of the property to be insured.
Borrowers must furnish flood insurance if the property to be insured is located in a special flood hazard area; borrowers may also be required to furnish flood insurance if the property was damaged by rising water. Borrowers should work with their insurance agent to determine the correct insurable value and amount required.
For the most up-to-date info, visit the QuickBooks Insurance page.