I know you're wondering why you can't see the QBO Bill Pay added subscription, @jluce. I'll take care of that and show you where to find it in the program.

Bill Pay is an additional and separate plan in QuickBooks. So, once you subscribe, you can find it and all other additional subscriptions in the Subscriptions and Billing section. I'll write down the steps as your reference:

1. Go to the Gear icon.
2. Select Subscriptions and Billing under Profile.
3. Find QuickBooks Bill Pay in Your Subscriptions field.
   
   

You can also view your products in Intuit Account Management under Products & billing by clicking the Manage your Intuit Account hyperlink within QuickBooks.

However, if you're not yet subscribed and want to use it to manage your bill payments, here's how to find the subscription option:

1. Create a bill, then select Save and schedule payment.
2. In the QuickBooks Bill Pay window, pick a plan for your business, then hit Choose Plan.
3. Fill out the necessary information, then press Review and finish.
   
   

Additionally, I'll attach an article for you to know more about the bill pay features and how to manage them in QuickBooks: Learn about QuickBooks Bill Pay for QuickBooks Online.

That'll do it. If you need a hand utilizing bill pay and running your business through QBO. We're just one post away and always here to help. Have a great day, @jluce.

@jluce 

Another option, you can sign up for a free Melio account to sync with QBO.

https:// affiliates.meliopayments.com/quickbooks

You can also get the $100 cashback to pay your first bill.

https:// affiliates.meliopayments.com/9ld4s

Melio is no longer inside QBO right? Before I could click “schedule payment” to pay the bill but now that’s been removed, correct? 

@chuck27p 

Correct. They replaced it with QB BillPay and you have to subscribe to it. You can take the advice mentioned by SIAB and make sure to get the cashback from Melio.