I will share that I am as frustrated with this thread as anyone! It's too bad an up-to-date list of banks that work with the full QB Direct connect cannot be maintained. This is the digital information age and a real time list is NOT rocket science. The only bank in our area that is fully integrated with direct connect is TD Bank. Their office locations are a bit inconvenient to us for nightly deposits but... they DO work fully with direct connect so we are reluctant to leave them. They do not charge us any fees of any kind and our checking free. Other than location, they are the perfect choice. Too bad other banks do not catch on.