Yes, you're right, @JN33.
In QuickBooks, you can merge both accounts with the same credentials. This way, you'll be able to reconcile those accounts as one. Let me guide you through the steps.
Before we start, please know that if those accounts have reconciliation reports, they'll be deleted from the account that has been merged. However, the status of the reconciliation (R) will remain on the merged transactions.
To merge two accounts, here's how:
1. Click Accounting from the left menu.
2. Select the account you want to keep, then click Edit from the drop-down in the Action column.
3. Remember or take note of the Name and Detail Type of the account.
4. Close the window by clicking the Cancel button.
5. Go to the account you don't want to use, then select Edit from the drop-down in the Action column.
6. Change the Name and Detail Type.
7. Click Save, then Yes to confirm the merge of the two accounts.
To know more about what other information you can merge in QuickBooks Online, you can scan through this article: Merge duplicate accounts, customers, and vendors in QuickBooks Online. It provides details on how you can merge your customers as well as a link to consolidate multiple client lists for accountants' reference.
You can get more information about the chart of accounts in QuickBooks Online in the following write-up. Also, this link contains information on what are the default accounts that can't be deleted in QuickBooks: Manage default and special accounts in your chart of accounts.
You might also want to check out this article to know more about the reconciliation workflow: Learn the reconcile workflow in QuickBooks.
Please touch base with me here for all of your QuickBooks needs, I'm always happy to help.
