Learn how to wire international payments to foreign vendors using Bill Pay for QuickBooks Online.
You can now wire international payments in just a few clicks. This new feature makes fast and hassle-free international transactions that you can access from your account.
| Note: If you use the Incoming bills feature (beta), multi-currency isn't available yet when you create bills for vendors. If you receive a bill in foreign currency in the Incoming bills tab, download it and then link it to the bill in QuickBooks Online. However, keep in mind that it won't be viewable with the bill in Bill Pay. |
Step 1: Turn-on the multi-currency feature
Before you wire international payments, turn on multi-currency to avoid sync errors when adding a multi-currency vendor, bill, or payment. Then, add foreign vendors with their currency.
Step 2: Wire payments to international vendors
If you set up international vendors for wire payments, make a payment by following these steps:
Note: Bill Pay offers a competitive exchange rate and doesn’t charge a wire transfer fee when you pay your vendors in local currencies. International wires sent in USD are $19.99 per transaction. You can use the currency conversion calculator for more info.
- Select + New. then select Pay Bills Online.
- Select the Unpaid bills tab.
- Select the bill you want to pay.
- If you already set up your vendor for wire transfers, select International Transfer as the payment method.
Note: For eligible vendors that you haven't set up yet, select the Set up international transfer link to add your vendor’s bank info. If the vendor requires additional setup, make sure the Country field in the vendor setup is correct.
- Review the payment info, then select Next.
- If you need to make any changes, select Edit details.
- Make sure everything looks good, then Send Payment.
What more can I do with this new feature?
- You can now add the international payment flow to unpaid bills.
- You don’t need to select a currency for new US vendors.
- For international payments, you can search for a country’s currency and banks. The Swift # also shows on the payment confirmation screen.
- You can still make international vendor payments for bills in USD even if multi-currency is turned off.
Supported countries
| Country Name | Bank Branch Identifier | Currency Supported |
|---|---|---|
| Albania | IBAN: 28 characters | ALL, USD |
| Algeria | Bank and Branch Code: 3-50 characters | DZD, USD |
| Angola | IBAN: 25 characters | AOA, USD |
| Anguilla | Bank and Branch Code: 3-50 characters | XCD, USD |
| Antigua and Barbuda | Bank and Branch Code: 3-50 characters | XCD, USD |
| Argentina | CBU number: 22 digits | ARS, USD |
| Armenia | Bank and Branch Code: 5 digits | MD, USD |
| Aruba | Bank and Branch Code: 3-50 characters | AWG, USD |
| Australia | BSB (Bank-State-Branch): 6 alphanumeric | AUD, USD |
| Austria | IBAN: 20 alphanumeric | EUR, USD |
| Bahrain | IBAN: 22 alphanumeric | BHD, USD |
| Bangladesh | Bank and Branch Code: 3-50 characters | BDT, USD |
| Belgium | IBAN: 16 alphanumeric | EUR, USD |
| Belize | Bank and Branch Code: 8 digits | BZD, USD |
| Benin | IBAN: 28 characters | XOF, USD |
| Bermuda | Bank and Branch Code: 3-50 characters | BMD, USD |
| Bhutan | Bank and Branch Code: 3-50 characters | BTN, USD |
| Botswana | Bank and Branch Code: 6 digits | BWP, USD |
| Brazil | IBAN: 29 alphanumeric | BRL, USD |
| Brunei Darussalam | Bank and Branch Code: 3-50 characters | BND, USD |
| Bulgaria | IBAN: 22 alphanumeric | BGN, USD |
| Cameroon | IBAN: 27 characters | XAF, USD |
| Canada | Institution and Transit Number: 8 or 9 digits1 | CAD, USD |
| Cape Verde | IBAN: 25 characters | CVE, USD |
| Cayman Islands | Bank and Branch Code: 3-50 characters | KYD, USD |
| Chad | IBAN: 27 characters | XAF, USD |
| Chile | Bank and Branch Code: 3 digits | CLP, USD |
| China | Cnaps code: 12 digits | CNY, USD |
| Colombia | Bank and Branch Code: 19 alphanumeric | COP, USD |
| Comoros | Bank and Branch Code: 3-50 characters | KMF, USD |
| Congo (The) | Bank and Branch Code: 3-50 characters | XAF, USD |
| Costa Rica | IBAN: 22 alphanumeric | CRC, USD |
| Croatia | IBAN: 21 characters | HRK, USD |
| Cyprus | IBAN: 28 alphanumeric | EUR, USD |
| Czech Republic | IBAN: 24 alphanumeric | EUR, CZK, USD |
| Denmark | IBAN: 18 alphanumeric | EUR,DKK, USD |
| Dominica | Bank and Branch Code: 3-50 characters | XCD, USD |
| Dominican Republic | IBAN: 28 characters | DOP, USD |
| Ecuador | Bank and Branch Code: 8 digits | USD only |
| Estonia | IBAN: 20 alphanumeric | EUR, USD |
| Fiji | Bank and Branch Code: 3-50 characters | FJD, USD |
| Finland | IBAN: 18 alphanumeric | EUR, USD |
| France | IBAN: 24 alphanumeric | EUR, USD |
| Gabon | IBAN: 27 characters | XAF, USD |
| Gambia | Bank and Branch Code: 3-50 characters | GMD, USD |
| Georgia | IBAN: 22 characters | GEL, USD |
| Germany | IBAN: 22 alphanumeric | EUR, USD |
| Ghana | Bank and Branch Code: 6 digits | GHS, USD |
| Gibraltar | IBAN: 23 characters | GIP, USD |
| Greece | IBAN: 27 alphanumeric | EUR, USD |
| Grenada | Bank and Branch Code: 3-50 characters | XCD, USD |
| Guatemala | IBAN: 28 characters | GTQ, USD |
| Guinea | Bank and Branch Code: 3-50 characters | GNF, USD |
| Guyana | Bank and Branch Code: 3-50 characters | GYD, USD |
| Honduras | Bank and Branch Code: 8 - 11 digits | HNL, USD |
| Hong Kong | Bank and Branch Code: 6 digits | HKD, USD |
| Hungary | IBAN: 28 digits | HUF, USD |
| Iceland | IBAN: 26 characters | ISK, USD |
| India | IFSC code: 11 characters | INR, USD |
| Indonesia | Bank and Branch Code: 7 digits | IDR, USD |
| Ireland | IBAN: up to 22 alphanumeric | EUR, USD |
| Israel | IBAN: 23 alphanumeric | ILS, USD |
| Italy | IBAN: 27 alphanumeric | EUR, USD |
| Japan | Zengin Bank and Branch Code: 7 digits | JPY, USD |
| Jordan | IBAN: 30 alphanumeric | JOD, USD |
| Kazakhstan | IBAN: 20 characters | KZT, USD |
| Kenya | Bank and Branch Code: 5 digits | KES, USD |
| Kuwait | IBAN: 30 alphanumeric | KWD, USD |
| Kyrgyzstan | Bank and Branch Code: 3-50 characters | KGS, USD |
| Latvia | IBAN: 21 alphanumeric | EUR, USD |
| Lesotho | Bank and Branch Code: 6 digits | LSL, USD |
| Liechtenstein | IBAN: 21 alphanumeric | CHK, USD |
| Lithuania | IBAN: 20 alphanumeric | EUR, USD |
| Luxembourg | IBAN: 20 alphanumeric | EUR, USD |
| Macao | Bank and Branch Code: 3-50 characters | MOP, USD |
| Macedonia | IBAN: 19 characters | MKD, USD |
| Madagascar | IBAN: 27 characters | MGA, USD |
| Malawi | Bank and Branch Code: 3-50 characters | MWK, USD |
| Malaysia | Bank and Branch Code: 9 digits | MYR, USD |
| Malta | IBAN: 31 alphanumeric | EUR, USD |
| Mauritius | IBAN: 30 characters | MUR, USD |
| Mexico | Clabe: 18 digits | MXN, USD |
| Moldova | IBAN: 24 characters | MDL, USD |
| Mongolia | Bank and Branch Code: 3-50 characters | MNT, USD |
| Montserrat | Bank and Branch Code: 3-50 characters | XCD, USD |
| Mozambique | IBAN: 25 characters | MZN, USD |
| Namibia | Bank and Branch Code: 3-50 characters | NAD, USD |
| Nepal | Bank and Branch Code: 3-50 characters | NPR, USD |
| Netherlands | IBAN: 18 alphanumeric | EUR, USD |
| New Caledonia | IBAN: 27 alphanumeric | XPF, USD |
| New Zealand | Bank Code: first 6 digits | NZD, USD |
| Niger | IBAN: 28 characters | XOF, USD |
| Norway | IBAN: 15 alphanumeric | EUR, NOK, USD |
| Papua New Guinea | Bank and Branch Code: 3-50 characters | PGK, USD |
| Paraguay | Bank and Branch Code: 3-50 characters | PYG, USD |
| Peru | Bank Code: 20 digits | SOL, USD |
| Philippines | Bank and Branch Code: 6 digits | PHP, USD |
| Poland | IBAN: 28 alphanumeric | EUR, PLN, USD |
| Portugal | IBAN: 25 alphanumeric | EUR, USD |
| Qatar | IBAN: 29 alphanumeric | QAR, USD |
| Romania | IBAN: 24 alphanumeric | RON, USD |
| Russia | BIK code: 20 alphanumeric | RUB, USD |
| Rwanda | Bank and Branch Code: 3 digits | RWF, USD |
| Saint Kitts and Nevis | Bank and Branch Code: 3-50 characters | XCD, USD |
| Saint Lucia | Bank and Branch Code: 3-50 characters | XCD, USD |
| Saint Vincent and the Grenadines | Bank and Branch Code: 3-50 characters | XCD, USD |
| Saudi Arabia | IBAN: 24 alphanumeric | SAR, USD |
| Serbia | IBAN: 22 alphanumeric | RSD, USD |
| Seychelles | Bank and Branch Code: 3-50 characters | SCR, USD |
| Sierra Leone | Bank and Branch Code: 3-50 characters | SLL, USD |
| Singapore | Bank and Branch Code: 7 digits | SGD, USD |
| Slovakia | IBAN: 24 alphanumeric | EUR, USD |
| Slovenia | IBAN: 19 alphanumeric | EUR, USD |
| Solomon Islands | Bank and Branch Code: 3-50 characters | SBD, USD |
| South Africa | IBT Code: 8 characters | ZAR, USD |
| South Korea | Bank and Branch Code: 7 digits | KRW, USD |
| Spain | IBAN: 24 alphanumeric | EUR, USD |
| Sri Lanka | Bank and Branch Code: 7 digits | LKR, USD |
| Swaziland | Bank and Branch Code: 3-50 characters | SZL, USD |
| Sweden | IBAN: 24 alphanumeric | SEK, EUR, USD |
| Switzerland | IBAN: 21 alphanumeric | CHK, EUR, USD |
| Taiwan | Bank and Branch Code: 7 digits | TWD, USD |
| Tajikistan | Bank and Branch Code: 3-50 characters | SZL, USD |
| Tanzania | Bank and Branch Code: 3-50 characters | TJS, USD |
| Thailand | Bank and Branch Code: 7 digits | THB, USD |
| Togo | IBAN: 28 characters | XOF, USD |
| Tonga | Bank and Branch Code: 3-50 characters | TOP, USD |
| Tunisia | IBAN: 24 alphanumeric | TND, USD |
| Turkey | IBAN: 26 digits | TRY, USD |
| Uganda | Bank and Branch Code: 6 digits | UGX, USD |
| Ukraine | IBAN: 29 alphanumeric | UAH, USD |
| United Arab Emirates | IBAN: 23 alphanumeric | AED, USD |
| United Kingdom | IBAN: 22 alphanumeric (click here for help locating the IBAN) | GBP, EUR, USD |
| Uruguay | Bank and Branch Code: 3 digits | UYU, USD |
| Uzbekistan | Bank and Branch Code: 3-50 characters | UZS, USD |
| Viet Nam | Bank and Branch Code: 8 digits | VND, USD |
| Zambia | Bank and Branch Code: 3-50 characters | ZMW, USD |
1 If the Canadian bank Institution and Transit Number provided by the vendor is 8 digits and isn't accepted, add a zero (0) at the start of the series to make it 9 digits. For example, if it’s 00301879, change it to 000301879
If you see this message when you set up a vendor for international wires, that vendor’s country isn't supported yet. More countries will be added in the future but for now, here’s how to pay your bills manually.
When will the vendor receive my payment?
We transfer payments within 1 to 2 business days. This varies depending on:
- The destination country
- The amount sent
- How long it takes to draw funds from your account
We'll provide you the estimated turnaround time when you schedule the payment. Here are some examples:
| Country | Turnaround time |
|---|---|
| Australia | Next business day |
| Canada | Same day |
| China | 2 Business days |
| Euro Zone | Same day |
| Hong Kong | Next business day |
| India | 2 business days |
| Israel | Next business day |
| Singapore | Next business day |
| United Kingdom | Same day |
