How do you even get the next day deposit for ach with the 1% fee because I’ve looked everywhere, can’t find it. This 10 day “processing” is the biggest joke. Why are you not following the NACHA rules and allowing same day ach transfers? There is absolutely no reason it should take 7-10 days
“Virtually all types of ACH payments, including both credits and debits, are eligible for same-day processing. Only international transactions (IATs) and high-value transactions above $25,000 are not eligible. Eligible transactions account for approximately 99 percent of current ACH Network volume.
All RDFIs are required to receive same-day ACH payments, thereby giving ODFIs and Originators the certainty of being able to send same-day ACH payments to accounts at all RDFIs.” Quoted from NACHA we site.