Hello there, @FixThis!

Both transfer and personal withdrawal are the same thing and are excluded in tax calculations as mentioned by my colleague above. In addition, here's an article you can read to learn more about these categories: QuickBooks Self-Employed Schedule C Categories breakdown.

Lastly, I've got you this helpful article for ideas about your self-employed account: QuickBooks Self-Employed Overview.

If you have any other questions, you can always leave them in the comments. I'll be here to lend a hand.