Thanks, this helped tremendously. I did have one kink though. When we take out insurance, we also have it set up as a payroll liability. However, when I go to "pay liabilities" only the taxes show up as an option to pay. So, how I got around this, was to create a check to the insurance company, then at the drop down box at the bottom, I clicked on the "payroll liabilities" option. It then told me to pay the liability, and then it gave me the option to do so. Not sure why it doesn't show up with the taxes, but oh well. If anybody has another way to do this that might be simpler, I'm all ears. But thanks for the info.