"The After-tax Roth 401(k) with an annual limit of $23,500 " - this is the part I am not able to understand. The After-Tax Roth 401(k) limit is up to $70,000 (or $77,500 for 50 years or older)
Total 401(k) Contribution Limit: This limit applies to the combined contributions from all sources (employee, employer match, and after-tax contributions). For 2025, the total limit is $70,000, increasing to $77,500 for those age 50 and older.
Shouldn't After-Tax Roth 401(k) be allowed to go until the total reaches $70K? $23K limit is for employee contribution towards 401K. In our case, we both are 50 plus years of age.
ROTH Employee Contribution limit (Setup in QB Payroll, no issues): $30,500
ROTH Employer Profit Sharing Contribution (up to 25% of W2 Salary) limit (Setup in QB Payroll, no issues): $25,000
After Tax contribution allowed for Mega ROTH Backdoor (Max $77,500). $22,000 - This is the part we are not able to setup and need help with.
Total $77,500
