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Update QuickBooks

I have QUickBooks for MAC 2016.  I originally had 2013 but it told me that it had to be updated.  Now it is telling me that again.


I am happy with 2016.  If I keep it, I will lose the ability to connect to my bank and credit card account.  I use TD Bank for checking and Chase for a credit card.  Can I just download a file from them and upload it into QuickBooks?  


Also, does all the software updates stop?  Such as security patches, etc?


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