Let me assist you in recording the service charge from Square, traci7.
When the Square transactions downloaded into QuickBooks Online, the fees will be included as well. Though, if the fees aren't imported, we can add its amount when depositing the payment. That way, we can match the transaction to the total amount deposited into your actual bank. You can follow these steps:
I'm adding these articles for more details on how to handle these transactions:
Comment below if you have more questions. I'll be here to assist.