Thanks for reaching out to the Community forum, CatDet5627.
If the 70 cents is a fee, then you can enter the amount in the reconciliation page when doing a reconciliation. Since when recording the Bill Payment, you'll enter the correct amount paid on each bill.
For additional reference, I'm attaching some articles that you may find helpful:
If you have any other QuickBooks related questions, you're always welcome to visit the Community again. We're here for you. Have a great day!
