The steps are as follows:  File - Save File for Accountant (QBB) - Verify - Verification Successful - Back-up to QuickBooks for Windows - Save as .qbb file in documents QB Back-up Folder - get fist error message (IMG_2235) and click OK - then it asked me to apply Password to protect file - enter password - OK - then I get an error message creating detailing a crash - requesting to send QB a report (attached) and shuts down QB.  Thanks for your assistance.