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Thank you, .  I guess I was looking for ways to pay Vendors, not independent contractors, electronically.  Bill Pay doesn't do anything more than a bank does with their bill pay.  

 

It looks like the Direct Deposit is only for either employees or independent contractors and not other businesses?  I'm looking for a B2B solution. 

 

I just signed up for bill.com, but honestly, it's not what I want.  I'm looking for more of an integrated solution in the QB platform...not something that I have to go outside of it to use.  Hope that makes sense. 

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