Hello again, teeemdee.
I appreciate you for getting back to me. Allow me to help provide additional clarfication with your concern about paying vendors in QuickBooks Desktop.
Yes, you're correct. For now, the QuickBooks Direct Deposit feature is available for employees and independent contractors only. For paying vendors online, the only option available within the program is Online Bank Payment.
I recommend the following article for further guidance on paying bills in QuickBooks Desktop:
I'll take note of your request regarding the flexibility of paying vendors through our product. For now, please make sure you have the latest release to ensure any new features released will be available on your end.
In case you need the steps, I'm adding the article below for your reference:
Please keep in touch with me here should you need any further questions or concerns. The Community always has your back.