Hi there, @vdavis0213.
The fees you pay cover the transaction processing and depositing funds in your account. Currently, the option to avoid the 2.9% charge is unavailable. It is a default amount automatically charged to your account upon doing the transaction.
Though this is fixed, you may refer to this blog for recommendations on how to keep the credit card processing fees low, as well as other tips and tricks to manage and track payments: Everything You Ever Wanted to Know About Credit Card Fees.
In case you want to charge your customers automatically on a regular schedule that you set, you can check out this article to create a recurring credit card payment.
Fill me in if there's anything that I can help you with. Have a great rest of your week.